Cardif Pinnacle's core creditor business is built around the provision of insurance products to consumers and corporate customers in a number of distinct market sectors: Banks and Building Societies, Mortgage Intermediaries, Retail finance providers and Motor finance companies.

These insurance products are menu driven and usually combine Life, Critical Illness, Accident, Sickness and Redundancy/Unemployment cover. These products are supported by a Back-to-Work programme for claimants who are temporarily sick or unemployed.

Due to the diversity of the financial commitments being protected, generic insurance products within each market sector have emerged to give the customer appropriate value.

Banks and Building Societies - cover for mortgages, loans, credit cards, overdrafts
Mortgage Intermediaries - cover for customer's monthly mortgage payment.
Retail finance providers - cover for revolving & fixed term credit
Motor finance companies - cover for hire purchase, loans, contract hire, leasing

Given the different relationship each lending institution has with its customers, each lending sector has developed its own methods of retailing products both at point of sale, and subsequently through targeted resolicitation programmes.

Cardif Pinnacle has the flexibility to accommodate these market variations - we have long experience of designing bespoke cover packages that may also draw upon a range of additional complementary products.